Healthcare in Spain, my personal experience

What do you do for health care when in Spain? This is a question we get a lot. We have been coming to spend the winters in Spain for 7 years now. We came here on the Non-lucrative Visa. If you’re a non-European citizen moving to Spain or coming for more than 3 months a…

When Canadians come to Spain

We first came to Nerja in the winter of 2017. Rented a house for six months, invited family and friends, and honestly, I was hooked from day one. I couldn’t stop posting photos—sunny skies, beach walks, tapas, all of it. A few people got inspired and made the trip out. Some stayed with us for…

When it rains, it pours! 

The Costa del Sol, known for its sunny beaches, warm Mediterranean waters, and over 300 days of sunshine per year, is often associated with endless summer weather. But the truth is that it does rain here and when it does, it pours! The occasional torrential rains on the costa del sol are rare but powerful….

The Spanish “Lisp”: Myth or Reality

Do you have friends who came back home from Spain showing off how they can pronounce Barcelona like the Spaniard, Bar”th”elona? Cute eh? 😊 The so-called “Spanish lisp” is one of the most widely discussed and misunderstood aspects of the Spanish language. Many people believe that Spaniards “lisp” their pronunciation of certain consonants, but this…

We feel so lucky! We got the Golden Visa just in time!!

After months of speculation, it is confirmed. Spain’s Golden Visa program will end on April 3, 2025. We decided to apply for the Golden Visa in January 2024 because we had come to the end of the renewal options for the Non-lucrative visa that we had since 2017. What is the Golden Visa? Introduced in…

Do you need to learn Spanish to live in Spain?

Learning a new language is a daunting task especially in your 60s. It seems like a fun thing to do when you have more time on your hands and an easy project when you are a French speaker but let me tell you, after 7 years of studying and practicing daily, it is not easy….

Hola! I am back!!

It has been a long time since my last post. We have been very busy getting settled in our new house and ready for the next chapter of our life in Spain. I have many subjects ideas for future posts in the coming months but first I would like to update you on what we…

Health Insurance for non-EU foreigners in Spain

I get regular questions regarding the health care system in Spain and what type of insurance is available. This weighs heavily on the minds of retires as we get older. The good thing is that the Health care system in Spain is quite good and affordable medical insurance widely available. Here are some details about…

Spain tax system is no heaven

Those dreaming or contemplating a permanent move to Spain, would certainly want to compare the two tax systems as part of their decision process. There are also tax consequences when owning a property in Spain, whether you live here full time or not and differences between EU citizen and non-EU. Here is a quick outline…

Cordoba, the sophisticated roman and moorish city

The city of Cordoba has a past with great significance. It was founded in 169 B.C. by the Romans. They chose this site for its strategic location with its highest navigable point of the Guadalquivir River. It became a port city of great importance, used for shipping Spanish olive oil, wine and wheat back to…

Update from Spain: Our third winter in Spain got extended

It has been quite a while since my last blog post. We have been busy but I think that the reason why I did not write sooner stems from the coronavirus events. The pandemic circumstances has made me somewhat numb and unable to formulate clear thoughts. I have been feeling like writing again because I…

A few tips about getting ready to go away for six months.

We are getting ready to go away for the winter again this year. This will be our 3rd winter in beautiful and sunny Spain and we are getting quite good at getting organized and packing for us and our dog Amy Lou. First of all, if you go to your destination like us, by plane,…

Estate Taxes in Spain

If you acquire a property in Spain as we did, you need to know about inheritance tax. Unlike Canada, there are taxes to pay in Spain on inheritances and they can be quite hefty. The level of tax varies depending on the relationship to the deceased and the region in Spain and it is the…

What’s with the Jamon?

Spaniards like their Ham and for good reasons. Whether it is Serrano or the finer and more expensive Iberico, Spanish hams are delicious. Ham is ubiquitous in Spain. Featured on every menu in bars and restaurants, you will see them hanging from ceilings everywhere as in this small tapas bar in Nerja. It is a…

We got married and it is all because of Spain! Find out why here.

Terry and I have been together for exactly 30 years this year. I have always said that we were “more married than many married people”. We owned and managed a business together for over 25 years, shared all bank accounts and investments and owned two properties jointly. We do not have children and in Canada,…

Transferring money from Canada to Europe

I did a lot of research when it was time to transfer a lot of money to buy our dream house in Spain.  It can be overwhelming to find the best way to move large sums of money in a timely manner at the best possible currency exchange rate. The first step will be to…